Skint
Privacy Policy
Last updated: 21 August 2026
This policy covers Skint for iPhone. It is written to comply with UK data protection law, including the UK GDPR and the Data Protection Act 2018.
The short version
- Skint never connects to the internet. Not for rates, not for updates, not for anything. There is no networking code in it at all.
- We collect nothing — no accounts, no analytics, no advertising, no tracking, no crash-reporting SDK.
- Your subscriptions stay on your iPhone. There is no cloud sync, so they are not on our servers or Apple's iCloud.
- The app asks for one permission: notifications, so renewal reminders can fire. Decline it and everything else still works.
- Bought once, up front. No in-app purchases, no subscriptions — which would be a poor look for a subscription tracker.
Who we are
Skint is made by Sassy Pants, an independent app studio, and published on the Apple App Store. For anything in this policy, contact [email protected].
What we collect about you
Nothing. There is no account, no profile, no identifier and no telemetry. This is not a promise about how we handle data we receive — we receive none, because the app has no way to send any. We checked the shipped app for this specifically: it contains no networking code, links none of the system's networking frameworks, and there is not a single web address inside it.
What the app stores on your iPhone
Everything you enter lives in a database on your device: for each subscription, the service name, what it costs and in which currency, how often it bills, when it first billed, the category you filed it under, any notes you wrote, whether you've paused it, a cancel-by date, your reminder lead time, and the colour and symbol you picked. Your home currency and the exchange rates you enter are stored alongside it.
None of it is transmitted anywhere, because the app cannot transmit. It is removed when you delete the app. Three things are worth stating plainly:
- Your own device backups. The database is not excluded from iOS backups, so if you use iCloud Backup or an encrypted computer backup, your subscription list is included in your backup. That is between you and Apple, under your Apple Account — the app does no syncing of its own and we have no access.
- It is protected as much as any app's data is, and no more. The database sits in the app's private storage with the iOS defaults; we have not applied an additional file-protection level to it. If your phone is unlocked and in someone else's hands, so is the app.
- Reminders and the widget show what you pay. A renewal reminder names the service and its price, so it can appear on your lock screen; the home-screen widget does the same. That is the point of them, but it means someone glancing at your phone can see them. Turn off notifications, or remove the widget, if that isn't what you want.
Exchange rates and the absence of a network
Skint handles subscriptions in several currencies and totals them in your home currency. It does not fetch exchange rates — you type them in yourself in Settings, and the app uses whatever you entered until you change it. That is a deliberate trade: your figures are only as fresh as you make them, and in exchange the app never has to contact anyone. The same choice is why there are no logos fetched for services, no adverts, and no "detect my subscriptions" feature — that would need access to your bank, which we will not ask for.
Notifications
Renewal reminders are scheduled locally by your phone at the lead time you choose. There is no push server and the app never obtains a push token, so nothing about your subscriptions is sent anywhere to make a reminder appear. Notifications are the only permission Skint requests.
Permissions
Other than notifications, the app requests no permissions at all: no location, no contacts, no photos, no camera, no microphone, no calendar, and no access to any financial account. It does not use the App Tracking Transparency prompt because it does not track you and never touches your device's advertising identifier.
One thing your keyboard does
The notes field on a subscription is ordinary free text, which means iOS may learn words you type there for predictive text, the same as in any app — and that keyboard dictionary can sync between your own devices through your Apple Account. That is iOS behaviour rather than anything Skint does, and we never see it, but if you would rather it did not happen, avoid putting anything sensitive in notes.
Crash reports and App Store statistics
We ship no crash-reporting SDK. Because the app is distributed through Apple with debug symbols, Apple may share crash and performance diagnostics with us — only from users who opted in to sharing analytics with developers, and only in Apple's aggregated, non-identifying form. Apple also gives every developer anonymous App Store statistics such as download counts and rough territory. None of it identifies you or reveals a single subscription. We also see App Store ratings and reviews, which carry whatever name you chose to publish them under.
Paying for the app
Skint is bought once, up front. There are no in-app purchases, no subscriptions and no paid tiers — buying the app buys all of it. The purchase is handled entirely by Apple: we never see, receive or store your payment card, billing address or Apple Account details. Apple's handling is governed by Apple's privacy policy, and refunds go through Apple at reportaproblem.apple.com.
If you email us for support
When you email us, we receive your email address and whatever you put in the message. We use it only to reply and to fix the problem, relying on our legitimate interests (Article 6(1)(f) UK GDPR) in supporting our apps. Support emails are kept for up to 24 months and then deleted. Your address is never added to a marketing list and never shared.
Children
Skint is not directed at children. It collects no data from anyone of any age, contains no advertising, no chat and no user-generated content anyone else can see.
Your rights
Under UK GDPR you have the right to access, correct, erase, port, restrict or object to the processing of your personal data, and to withdraw consent where consent is what we rely on.
For the app itself there is nothing to exercise these rights against: we hold no personal data about you, and no mechanism exists by which we could. Your data is on your phone under your control, and deleting the app erases it. Where these rights do apply is any support email you have sent us: write to [email protected] and we will act within one month.
Complaints
If you are unhappy with how we have handled your data, please tell us first and we will try to put it right. You can also complain to the Information Commissioner's Office (ICO) at ico.org.uk.
International transfers
None. We hold no personal data, and the app transmits none, so there is nothing to transfer anywhere.
App Store privacy label
Our App Store listing declares Data Not Collected, and answers "no" to tracking. For Skint that is about as straightforward as the question gets: the app has no means of sending data anywhere.
Changes to this policy
If the app's data behaviour ever changes — in particular if we ever add iCloud sync so your subscriptions follow you between devices — we will update this page and the date at the top before that version ships, and say so in the release notes.
Contact
Need help with the app? See Skint support. Looking for our studio-wide policy, covering this website and our other apps? See the main privacy policy.